Job Description
As a Mortgage Broker at Raider Mortgage Co., you will play a crucial role in guiding clients through the mortgage process. Your expertise in real estate financing will be pivotal in helping clients secure the best mortgage deals to suit their individual needs. We're looking for a dynamic individual who can leverage their in-depth knowledge to offer tailored mortgage solutions.
Qualifications
Education: Bachelor’s degree in Finance, Business Administration, or a related field. Graduates from Texas Tech University are highly regarded.
Licensing: Valid Mortgage Broker License in the state of Texas.
Experience: Demonstrable experience in mortgage brokering or a closely related financial field. Familiarity with real estate investment is highly beneficial.
Market Knowledge: Comprehensive understanding of the Texas real estate market, mortgage products, and lending practices.
Analytical Skills: Strong ability in financial analysis, risk assessment, and underwriting.
Communication Skills: Exceptional interpersonal and communication skills, with a proven track record of establishing trust with clients.
Regulatory Compliance: Up-to-date knowledge of the legal and regulatory environment pertaining to mortgage lending in Texas.
Responsibilities
Client Consultation: Conduct detailed financial and needs analysis for clients to recommend appropriate mortgage products.
Loan Processing: Guide clients through the mortgage application process, including documentation, application submission, and underwriting.
Market Research: Keep abreast of current market trends, mortgage rates, and financial products to provide the best solutions to clients.
Networking: Develop and maintain relationships with real estate professionals, lenders, and clients to foster business growth.
Documentation and Compliance: Ensure all transactions comply with state and federal regulations, maintaining the highest levels of integrity and ethical standards.
Client Education: Educate clients about different mortgage options, terms, and financial implications, ensuring they make informed decisions.
Problem Resolution: Address and resolve client inquiries and issues promptly and effectively.