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Our Services

Mortgages are typically long-term loans that you can use to purchase a home. As a mortgage brokerage, we work with several lenders to find you the best rates and terms based on your financial situation and homeownership goals.

We offer a variety of mortgage options to cater to different needs, from first-time home buyers to experienced real estate investors. Our options include fixed-rate mortgages, adjustable-rate mortgages (ARMs), government-insured loans, jumbo loans, and more.

If you're considering refinancing, we can help there too. Refinancing can lower your monthly payment, help you pay off your loan faster, or even tap into your home’s equity for other financial needs. Our team will guide you through the process and help you understand when refinancing makes sense.

If you need more personalized advice, don't hesitate to reach out to our team. We're here to make the mortgage or refinancing process smooth and understandable for you.


Conventional loans are a popular mortgage option for many homebuyers, catering to those who have a stable income, good credit, and the ability to make a down payment of at least 3%. These loans are not guaranteed by any government agency, which often means that they come with competitive interest rates and flexible terms. Whether you’re looking to buy your first home, a secondary home, or an investment property, a conventional loan can be tailored to meet your financing needs.


Dedicated to the brave individuals who serve or have served in our military, VA loans offer an incredible benefit to our veterans and active-duty service members. These loans require no down payment and offer competitive interest rates. The U.S. Department of Veterans Affairs backs VA loans, making homeownership more accessible as a way to thank you for your service.


Adjustable-rate mortgages (ARMs) are a fitting choice for borrowers who anticipate a rise in income or plan to own their home for a shorter period. ARMs typically offer lower initial interest rates compared to fixed-rate mortgages. After the initial fixed period, the rate may change at predetermined intervals. If you're looking for lower monthly payments initially and are comfortable with changes in your interest rate over time, an ARM might be suitable for you.


Refinancing your mortgage can be a strategic financial move if you're looking to lower your interest rate, reduce monthly payments, or tap into your home's equity. At Raider Mortgage, we offer refinancing options that can help you adjust the terms of your existing loan to fit your current financial goals. Whether you're aiming to pay off your loan sooner with a shorter term, secure a lower interest rate, or consolidate debt, our refinancing services are designed to provide you with options that make sense for your unique situation.


FHA loans are a great solution for first-time homebuyers or those who may not qualify for a conventional loan. Insured by the Federal Housing Administration, these loans feature lower down payments (as low as 3.5% of the purchase price) and more lenient credit requirements. If you're looking for a path to homeownership with a smaller upfront investment, an FHA loan could be the right choice for you.


USDA loans are targeted at homebuyers interested in rural and some suburban areas, looking to achieve the dream of homeownership. Backed by the United States Department of Agriculture, they offer 100% financing (no down payment required) to eligible buyers. With low-interest rates and lower mortgage insurance premiums, USDA loans are ideal for those who meet the income and location criteria.


While SBA loans are generally known for business financing, they also offer a unique avenue for those looking to invest in commercial real estate. The U.S. Small Business Administration’s 504 and 7(a) loan programs can help small business owners acquire commercial properties with favorable terms, lower down payments, and longer repayment periods. If you’re an entrepreneur looking to purchase, refinance, or renovate commercial property, an SBA loan can provide the leverage you need.


A Home Equity Line of Credit, commonly known as a HELOC, is a flexible financial tool that allows you to borrow against the equity you've built up in your home. This revolving line of credit works similarly to a credit card, giving you the ability to draw funds when you need them, up to a certain limit. HELOCs are ideal for funding home renovations, consolidating high-interest debts, or covering major expenses. With Raider Mortgage, you'll get personalized service to help you understand how a HELOC can work as part of your overall financial strategy.

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